DRT / DRAT Lawyer in Delhi – Ghamdaan Law Firm

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DRT & DRAT Lawyer

The Debt Recovery Tribunals (DRT) and the Debt Recovery Appellate Tribunals (DRAT) were established to provide a speedy and effective mechanism for banks, financial institutions, and creditors to recover debts. These forums also allow borrowers and guarantors to contest unlawful recovery proceedings. At Ghamdaan Law Firm, our team of experienced DRT/DRAT lawyers in Delhi provides expert representation for both lenders and borrowers in debt recovery disputes, ensuring compliance with the RDDBFI Act (1993) and the SARFAESI Act (2002).

Role of DRT & DRAT

DRT (Debt Recovery Tribunal): Adjudicates applications filed by banks/financial institutions for recovery of debts exceeding ₹20 lakhs, and related borrower/guarantor defenses.
DRAT (Debt Recovery Appellate Tribunal): Hears appeals against DRT orders and has appellate authority over debt recovery matters.

Our DRT / DRAT Legal Services

We provide end-to-end legal solutions in matters before Debt Recovery Tribunals (DRT) and Appellate Tribunals (DRAT), including:

Debt Recovery Proceedings initiated by banks and financial institutions.
Challenging SARFAESI Actions (seizure and auction of assets).
Representation of Borrowers & Guarantors against illegal or excessive claims.
Recovery Suits & Counterclaims under the DRT framework.
Appeals before DRAT against DRT orders.
Compromise, Settlement & Restructuring Negotiations.
Execution of Recovery Certificates and enforcement of tribunal orders.

Having an experienced DRT/DRAT lawyer in Delhi is crucial to effectively navigate these specialised tribunals.

Frequently Asked Questions

Q1: Who can file a case before DRT?
Banks, financial institutions, and other creditors can file recovery applications if the debt amount exceeds the prescribed limit (currently ₹20 lakhs).

Q2: Can borrowers defend themselves in DRT?
Yes. Borrowers and guarantors can challenge illegal or excessive claims, SARFAESI actions, and raise counterclaims before the DRT.

Q3: Can I appeal against a DRT order?
Yes. Orders passed by DRT can be appealed before the Debt Recovery Appellate Tribunal (DRAT) within the statutory time limit.

Q4: How long does the DRT process take?
The law mandates speedy disposal (within 180 days), though actual timelines may vary depending on case complexity.

Contact Ghamdaan Law Firm

If you are involved in a debt recovery dispute and need expert legal guidance, our skilled team of DRT/DRAT lawyers in Delhi is here to protect your interests.

At Ghamdaan Law Firm, we are committed to providing reliable and result-driven legal services to individuals, businesses, and corporates. Our team of experienced lawyers in Delhi handles a wide range of matters, including commercial court disputes, family court matters, NCLT/NCLAT proceedings, DRT/DRAT cases, and consumer court litigation.

We also specialize in arbitration, insolvency and bankruptcy cases, and representation before the Supreme Court, High Court, and District Courts. Whether you need a strong advocate for civil disputes, criminal litigation, commercial litigation, corporate matters, or white-collar crime defense, our firm has the expertise to guide you at every step.

If you are facing a legal challenge, don’t wait—get the right advice and representation today. Contact Ghamdaan Law Firm for a confidential consultation and let our skilled team help you protect your rights and achieve the best possible outcome.

+91 9911660707